Talking About Urns and Caskets

3 Vital Things To Consider Regarding Your Will And Final Wishes

Have you been giving some thought to how you want things handled after you pass on? Are you having trouble deciding exactly what you want to have done? It can be difficult to think about your last wishes and especially your funeral. But, if you're already considering these things then you know how important they can be. In order to help you with these choices, here are some things for you to consider when writing out your last wishes.:

Flowers or no flowers: Traditionally, flowers are used at a funeral to display respect for the deceased. Unfortunately, these flowers are both costly and are often only on display for a few hours before simply being thrown out. Instead of large funeral arrangements, you may want to consider requesting a few smaller arrangements and for the rest of the money that would be spent on flowers to instead be donated to your favorite charity. Donations to your favorite charity are a touching memorial that will last longer than any flower arrangement ever could. 

Life insurance: If you've ever heard someone joking about how they "can't afford to die" then you know that funerals can be expensive. Having a good life insurance policy will help to ensure that your loved ones are taken care of after you're gone, even if your final expenses wind up costing more than had been previously expected. Because the various insurance options can be confusing, it's a good idea to consult with an attorney or some other third party that isn't affiliated with any insurance company. This is the best way to be sure that the policy that you choose is going to be right for you and will actually be able to pay for everything that you want it to pay for.

Cremation or burial: A traditional burial is extremely expensive. Depending on your current career, the burial costs alone for a standard funeral can be anywhere from a few times your monthly salary to more than you make in an entire year. Even if you have life insurance to cover most or all of the cost, wouldn't you rather more of that money goes to your heirs than to the funeral home? Fortunately, cremations are an extremely affordable option that cost a fraction of what a traditional burial might cost. This will allow your family to still pay their respects with a funeral while not having to go into debt to do so.